Note:  Our familes are chosen in a way that does not discriminate on the basis of race, sex, color, age, handicap, religion, national origin, family status or marital status, or because all or part of income is derived from any public assistance program.

We are now accepting applications through the end of June of 2017 for a home to be built in 2018.  Don't hesitate to call us if you have questions.  Our phone is 419-523-9621.  The application is linked near the bottom of this page.

Previous applicants are welcome to apply again.  We understand that family situations often change. 

How Does It Work?

Eligibility

  1. Need for adequate shelter.  Is your present housing unsafe, unhealthy, too crowded or too expensive?
  2. Ability to pay.  Can you pay a small monthly mortgage payment?  Are you working on your credit rating?  Does your family income fit the guidelines below?
  3. Willingness to "partner."  Can you, along with friends and family, do 350 hours of sweat equity?

The income guidelines released by the Department of Housing and Urban Development (HUD) are listed below.  These serve as a guideline or starting point.  The Family Selection Committee also has to review the family's debt to ensure that purchasing this home--even though there isn't any interest--is a good option for a family.  This scale will be used for 2017 applicants.

Please check this chart to see if your income falls within the guidelines.

Please check this chart to see if your income falls within the guidelines.

Please understand that credit checks and background checks as well as home visits will be necessary to be chosen for a Habitat home.  Sometimes that sounds scary when you are applying.  Just be as truthful and open as possible with your application.  Also, if you would like, you are welcome to send along a note describing your situation.  You don't have to be limited to the little blanks in the application.

2017 application for 2018 home

Please click here for an application.  You will need to print it out, sign it, and mail it to us or drop it off in the mailbox on the Third Street side of the Ottawa Presbyterian Church.  Our office is located on the second floor of the rear of the church, loacted at the corner of Oak Street and Third Street in Ottawa.

We will take applications for a home to be built in 2018 only during June 2017.