Note:  Our familes are chosen in a way that does not discriminate on the basis of race, sex, color, age, handicap, religion, national origin, family status or marital status, or because all or part of income is derived from any public assistance program.

The next appliction cycle will open up in June of 2017 for a home to be built in 2018.  While applications will be posted on this page, why not call or email us now at pcohhabitat@putnamohhabitat.org so that we can put you on our mailing list for June?  

Please be prepared to give us name, address, phone number, and email address if available.

 

Previous applicants are welcome to apply again.  We understand that family situations often change. 

How Does It Work?

Eligibility

  1. Need for adequate shelter.  Is your present housing unsafe, unhealthy, too crowded or too expensive?
  2. Ability to pay.  Can you pay a small monthly mortgage payment?  Are you working on your credit rating?  Does your family income fit the guidelines below?
  3. Willingness to "partner."  Can you, along with friends and family, do 350 hours of sweat equity?

The income guidelines released by the Department of Housing and Urban Development (HUD) are listed below.  These serve as a guideline or starting point.  The Family Selection Committee also has to review the family's debt to ensure that purchasing this home--even though there isn't any interest--is a good option for a family.  This scale will be used for 2017 applicants.

Please check this chart to see if your income falls within the guidelines.

Please check this chart to see if your income falls within the guidelines.

Please understand that credit checks and background checks as well as home visits will be necessary to be chosen for a Habitat home.  Sometimes that sounds scary when you are applying.  Just be as truthful and open as possible with your application.  Also, if you would like, you are welcome to send along a note describing your situation.  You don't have to be limited to the little blanks in the application.

What Questions are on the Application?

  1. Do you have a connection to Putnam County?
  2. Have you lived or worked in this area for at least one year?   If not, please explain.
  3. Have you had steady income for at least one year or more?
  4. Have you ever filed bankruptcy? If so, date of filing.
  5. Have you ever been through a foreclosure?   If yes, please explain.
  6. If approved, how many people would be living in your Habitat home?
  7. Including you, what are the names and ages of those who will be living in the house?
  8. If you have school-age children, what school district do you prefer?
  9. Habitat for Humanity requires that if you are accepted in the program, you will work 350 volunteer hours (which includes home construction and a variety of educational workshops).  Are you willing to make this commitment?
  10. What is your total monthly household income?  
  11. What are your monthly expenses?  
  12. Do you have any outstanding collections or judgments?  If so, please explain.
  13. How did you learn about Putnam County Habitat for Humanity?

We will take applications for a home to be built in 2018 during June 2017.  If you would like us to contact you when those applications are ready, please call us at (419) 523-9621 or email pcohhabitat@putnamohhabitat.org to be added to our mailing list.