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Homeownership

 

Putnam County Habitat for Humanity built a new home 2021 in partnership with an applicant that was selected from a previous application period. If you are interested in being considered for a future build, click here for an application. Keep in mind, this may be 2022, 2023 or beyond.

If you have any questions about applying for a home, don't hesitate to call us or email.  Our phone is 419-523-9621.  Give us a call and we'll be happy to explain the process to you.

Note: Our families are chosen in a way that does not discriminate on the basis of race, sex, color, age, handicap, religion, national origin, family status or marital status, or because all or part of income is derived from any public assistance program.

Also, previous applicants are welcome to apply again.  We understand that family situations often change.

HOW DOES IT WORK?

Eligibility

  1. Need for adequate shelter. Is your present housing unsafe, unhealthy, too crowded or too expensive?
  2. Ability to pay. Can you pay a small monthly mortgage payment? Are you working on your credit rating? Does your family income fit the guidelines below?
  3. Willingness to "partner." Can you, along with friends and family, do 350 hours of sweat equity?

The income guidelines released by the Department of Housing and Urban Development (HUD) are listed below.  These serve as a guideline or starting point.  The Family Selection Committee also has to review the family's debt to ensure that purchasing this home—even though there isn't any interest--is a good option for a family.  This is based on information that HUD released in April 2021  The HUD income guidelines are updated every April or May.

Please understand that credit checks and background checks as well as home visits will be necessary for anyone to be chosen for a Habitat home.  Sometimes that sounds scary when you are applying.  Just be as truthful and open as possible with your application.  Also, if you would like, you are welcome to send along a note describing your situation.  You don't have to be limited to the little blanks in an application.

The June 30, 2019 deadline for applications for the 2020-2021 build in Columbus Grove has passed. Applications will no longer be accepted.

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