Putnam County Habitat for Humanity built a new home 2021 in partnership with an applicant that was selected from a previous application period. PCHFH will accept applications for the 14th partner family with the organization's New Homeownership program. The enrollment period is Nov. 1 through Dec. 1, 2022 for a new home that will be built in Continental. Groundbreaking will take place in 2023.
To be considered as an applicant for this new home, interested individuals must complete the current New Homeownership application and return it to the PCHFH office with the following documents:
● Last two consecutive years of most recent federal tax returns files (first two pages only, signed by applicant(s))
● Eight weeks of pay stubs for each applicant
● Documentation of other household income (e.g. social security, disability, food stamps and child support)
Applications are available to download at www.putnamohhabitat.org. You may also request a printed application by calling 419-523-9621 or visiting the PCHFH office at 150 N. Oak Street, Ottawa, OH 45875 between 9 a.m. and 1 p.m., Monday through Thursday.
Following an initial review, all applicants will receive a letter confirming eligibility for further consideration or a letter stating why the application is denied for this build cycle. The review process can take up to 30 days. All applicants selected to continue in the application process will be asked to complete a Department of Agriculture (USDA) loan application.
Also, previous applicants are welcome to apply again. We understand that family situations often change.
HOW DOES IT WORK?
- Need for adequate shelter. Is your present housing unsafe, unhealthy, too crowded or too expensive?
- Ability to pay. Can you pay a small monthly mortgage payment? Are you working on your credit rating? Does your family income fit the guidelines below?
- Willingness to "partner." Can you, along with friends and family, do 350 hours of sweat equity?
The income guidelines released by the Department of Housing and Urban Development (HUD) are listed below. These serve as a guideline or starting point. The Family Selection Committee also has to review the family's debt to ensure that purchasing this home—even though there isn't any interest--is a good option for a family. This is based on information that HUD released in April 2021 The HUD income guidelines are updated every April or May.
Please understand that credit checks and background checks as well as home visits will be necessary for anyone to be chosen for a Habitat home. Sometimes that sounds scary when you are applying. Just be as truthful and open as possible with your application. Also, if you would like, you are welcome to send along a note describing your situation. You don't have to be limited to the little blanks in an application.